PayPal AI Hackathon 2026

One question runs
your back office.

An AI agent that checks real suppliers, builds the answer as a live workspace, and pays through PayPal only when you hold to approve.

A BizOS workspace: who to pay, who to chase, a cash ladder, and PayPal approval cards
The film

Monday used to take all day.

Three questions every shop owner asks: who to buy from, can I afford it, who still owes me. One answer.

BizOS demo film: cheapest price is not the best deal
2:58Real agentReal ChromePayPal Sandbox
01 — ASK

Ask once.

Press a shortcut over any app. Type it or say it. BizOS draws its plan as a graph before it does anything.

⌘⇧Space
02 — CHECK

It reads the real web.

BizOS opens each supplier’s own site in Chrome and reads it like you would. No price listed? It says N/A and drafts a quote request. It never invents one.

Real Chrome
03 — SEE

It builds the answer.

Every question gets its own live AG Studio workspace: grids, charts, a gantt, the plan and PayPal cards. All placed by the AI.

AG Studio
04 — AFFORD

It pays only what fits.

Live PayPal balance, minus money already leaving, minus a 10% cushion. Re-checked right before every payout.

PayPal Balances
05 — APPROVE

Then you hold to approve.

PayPal Invoicing chases the late customer. PayPal Payouts pays the supplier. Once, logged, never twice.

Invoicing + Payouts
35PayPal actions, all tiered
3risk levels: read, act, money
42widget kinds the AI can place
252tests passing
Try it

Ask it a question. Watch it work.

An interactive replay of a real run: BizOS floats over any app, reads real supplier sites in Chrome, then opens its own desktop workspace. Press and hold to approve.

Sourcing Hub
sourcinghub.example/market
Sourcing HubSample marketplace · demo data
BizOSWorkspace · built live in AG Studio
Analyst brief

Pinecrest Woodcraft is the supplier to take, and its $3,293.76 deposit is the payment to make first. Product A has 14.2 days of stock left; Pinecrest lands 188 units in 16.4 days.

  • Stock is genuinely tight: 108 units on hand vs 228 forecast demand = 14.2 days of cover.
  • Cash today is $4,857.90. Deposit $3,293.76 + PO #153 Kestrel $602.33 leaves $973.86, so pay the deposit first.
Total cost for the order, not unit price
Pinecrest$12,004
Northwind$14,193
Lakeside$30,477
Orchidno price
Supplier sites BizOS read in Chrome
SiteCountryUnitMOQLeadTerms
Pinecrest WoodcraftCanada$58.4010016d2/10 net 30
Northwind ComponentsGermany$56.9015021d2/10 net 30
Lakeside Ceramics Co.Vietnam$49.9025045dnet 15
Orchid CeramicsVietnamN/A20035d2.5/14 net 30
PayPal payout$3,293.76
Pay 30% deposit to Pinecrest Woodcraft

New order: Product A. Exactly this request is sent to PayPal, once.

PayPal invoice$4,176.58
Request payment from Willow Market 214

Invoice #84, 27 days overdue. Its cash funds the payments waiting on collection.

Draft
Request a quote from Orchid Ceramics

Orchid publishes no price (MOQ 200, 35d lead): ask before ranking it.

CalendarScheduled
5 payment deadlines are on your Calendar, with alarms

Early-pay discount ends: PO #153 Kestrel Packaging (saves $12); Chase overdue invoice #84: Willow Market 214 ($4,177); Chase overdue invoice #362: Zephyr Foods 15 ($3,625)…

5 events with alarms · logged to audit trail
Ready⌘⇧Space
Works over any app
Interactive replay · scripted from a real run · nothing is sent
AG Studio, taken further

It doesn’t draw a chart. It builds the workspace.

BizOS extends AG Studio itself: its own widgets sit in the Compose menu, including a PayPal action card.

Placed by the AI

AG Grid, AG Charts, a combo chart, a gantt, a live plan and approval cards.

Inside AG Studio’s own menu

Six BizOS widgets registered with AG Studio, each described for its own AI tools.

Click an idea, ask the next question

The Ideas map turns each suggestion into a follow-up for BizOS.

Three questions, three workspaces

Different designs from real runs. Ask again and the same workspace updates in place.

Safety

Nothing moves without you.

Every PayPal endpoint sits in one of three tiers. Card, vault and identity endpoints are not on the list, so no prompt can reach them.

18

Read

BizOS does these by itself: balances, transactions, invoices, disputes, orders, subscriptions.

13

Act

You approve a card: send or remind an invoice, payment links, orders, dispute replies.

4

Money

You press and hold: payouts, refunds, order capture, accepting a dispute claim.

Built with

Real parts, wired end to end.

PayPal RESTSandboxAG Studio 3Grid + ChartsOpenAI Agents SDKElectron · React · ViteChrome MV3 extensionFastAPI · SQLiteMermaid · React FlowVoskoffline wake word

Download BizOS.

A developer preview for your desktop. It runs with your own AI key and PayPal Sandbox credentials, so nothing secret ships inside the installer.

  • First launch sets up its own Python runtime. It takes a few minutes and needs internet.
  • Unsigned preview. On Mac, right-click the app and choose Open the first time. On Windows, choose More info, then Run anyway.
  • The Windows build is not yet tested on a real Windows PC.

Run it yourself.

# backend + desktop app
cd backend && uv sync
cd ../desktop && npm install
npm run dev

Press ⌘⇧Space and ask: “Which suppliers should I pay this week, and can I afford it?”

Run it locally

Prefer to read the code first? The full source and run guide are on GitHub. Signed installers are next on the roadmap.